We wish you many blessings to come in 2017
Friday, December 30, 2016
Thursday, December 29, 2016
Bidding Farewell To 2016
Organizing
pictures and backing up files on my laptop gave me the opportunity to reflect
on the past year. As I bid farewell to
2016 I am comfortable in the fact it was truly a fantastic year.
We spent a
lot of time with our family and our friends.
It was one of those things that we really focused on in 2016 and we
intend to continue to do so next year as well.
Remember this crazy repair job? |
It was a
year filled with accomplishments for both of my girls and myself. I had set some fairly lofty goals and
accomplished pretty much all of them. I'm
quite pleased about that. As a result I
am really excited about all of things I want to do in 2017.
On the ferris wheel at the fair |
For the
first time in a long time I feel like I have direction, which may sound a bit
odd to some of you I suppose. I
attribute a lot of that feeling to the fact that I have an actual retirement date and a plan in place to get me there.
There for awhile I wasn’t so sure and it was unsettling.
American stencil quilt |
I spent a
great deal of time creating. I sewed and
crafted more this past year than I have in probably the last 20 years. And I thoroughly enjoyed myself. I plan to continue to create in 2017 as I
have discovered it has been quite productive, but more importantly it is very
good for me.
Our hens enjoying apple scraps |
I find as we
close out the year that I am rather content, incredibly happy, tremendously
grateful, eagerly optimistic and extremely excited about the year ahead. I am a very fortunate woman.
Boise, Idaho 2016 |
The momentum
of 2016 will carry me onward and 2017 will be another great year!
Wednesday, December 28, 2016
My Grocery Budget - December Update
December turned out to be my lowest grocery spending month of the year. Our pantry and freezers have been so well
stocked I was able to shop only a few times to pick up produce and a few dairy
items. I did stop at Albertson's on the
way home one evening to stock up on cream cheese and green beans on sale.
I came in way under budget and I was really happy about it. While I did go over budget for the year, this month certainly did help me to make a dent in our yearend total deficit.
7-Up, cookies & caramels were free! |
I was under budget on the non food items I purchased too as the only thing I bought was a 16# bag of cat food on sale for $10.29 and a bag of litter for $3.19 for a whopping total of 13.48.
Here is the list of food I
bought. The items highlighted in red are
my stock up items:
Lettuce (2)
|
|
1.76
|
|
Mixed vegetables
|
|
3.98
|
|
Tomatoes
|
|
0.54
|
|
Coleslaw mix
|
|
0.98
|
|
Parmesan Romano (2)
|
|
3.96
|
Sale
|
Jumbo shells
|
|
1.38
|
Sale
|
Manicotti
|
|
1.68
|
Sale
|
Salad dressing
|
|
1.58
|
Sale
|
Salad dressing
|
|
1.98
|
Sale
|
Buttermilk
|
|
0.58
|
|
Cream - 1qt
|
|
3.18
|
Sale
|
Garlic bulb
|
|
0.58
|
|
Onion powder
|
|
0.84
|
Bulk
|
Garlic bulb
|
|
2.20
|
Bulk
|
Pumpkin pie spice
|
|
0.52
|
Bulk
|
Oregano
|
|
0.31
|
Bulk
|
Parsley
|
|
0.50
|
Bulk
|
Pickles
|
|
3.48
|
Sale
|
Shortening
|
|
3.51
|
Sale
|
Lettuce (2)
|
|
2.08
|
Markdown
|
Bell pepper - red
|
|
0.99
|
Sale
|
Milk - 1/2 gal (2)
|
|
1.58
|
Sale
|
Salami
|
|
1.00
|
Sale
|
Smoked sausage
|
|
3.89
|
Sale
|
Cream cheese (4)
|
|
3.96
|
Sale
|
Green beans (6)
|
|
2.34
|
Store Coupon
|
Pasta (2)
|
|
1.00
|
Store Coupon
|
7-Up
|
|
FREE
|
Store Coupon
|
Cookies
|
|
FREE
|
Store Coupon
|
Caramels
|
|
FREE
|
Store Coupon
|
Milk - 1 gal
|
|
1.79
|
Sale
|
Lettuce
|
|
0.99
|
|
Spinach
|
|
1.99
|
|
Coleslaw mix
|
|
1.49
|
|
Tomatoes
|
|
0.58
|
|
Bell pepper
|
|
0.99
|
|
Limes (2)
|
|
0.67
|
|
Lettuce
|
|
1.29
|
|
Lettuce
|
|
0.99
|
|
Broccoli
|
|
0.74
|
Sale
|
Sour cream
|
|
1.25
|
Sale
|
Cottage cheese
|
|
1.25
|
Sale
|
Salami
|
|
1.00
|
Sale
|
Bologna
|
|
1.00
|
Sale
|
Tortilla chips
|
|
1.00
|
Sale
|
|
|
|
|
Total
|
|
$ 67.40
|
|
$67.40 ÷ 31 days ÷3 people = $.73 per person
per day!
We ate really, really well
this month and got our holiday baking
done, to boot.
Cookies! |
Savvy shopping throughout
the year has allowed me to pretty much stay on budget with just a little bit of
overage. Next year I will be striving to
keep it in line and not go over at all.
Year End Totals:
Food Budget $1650 ($125/month Jan - Jun;
$150/month Jul - Dec)
Total Spent $1748.45 (over $98.45)
Non Food Budget $300 ($25/month)
Total Spent
$304.45 (over $4.45)
As we head into 2017 I am
thrilled that we still have a gob of food in the freezer in our garage, the
pantry is still quite full and we have a lot of odds and ends in our kitchen
freezer. I'll be working on clearing out
the kitchen freezer in the weeks ahead so those things get used up and nothing
goes to waste.
This budget month runs from
December 1 through December 31.
Tuesday, December 27, 2016
Our Thrifty Christmas Without A Budget
This year I
did not set a Christmas budget. Yes, you
read that correctly. I did not set a budget for Christmas. First time in forever, I assure you, but this
year I just didn't want to. So I
didn't. Instead I decided to buy each
month what I could easily afford and although I have no idea what I truly
spent, I do know it wasn't outlandish.
I didn't go
into debt or overspend and I wasn't stressed or worried either. It worked out really well because the
strategy I employed this year was to spend as little as possible on each
gift. Not that I was a tightwad and
bought cheap gifts. Quite the
contrary. The gifts were really nice. I just wanted to make sure I paid the lowest
price possible for each purchase I made.
As usual I
made a lot of the gifts I gave. I used a
lot of things I already had on hand and bought other supplies as needed. Using coupons and taking advantage of sales
at JoAnn's Fabrics helped me a ton. I
managed to get all of my sewing and crafting supplies very inexpensively.
I made a set
of reversible placemats with coordinating napkins. I'll be writing a post to show you how I did
that and getting it up next month.
I made my
girls flannel pajama shorts using a pattern I already had. I added T-shirts bought on sale at JoAnn's. They like to sleep in oversized T-shirts.
I made
pillow forms for the girls from muslin and polyfil I had leftover from previous
projects. I bought pillow covers on sale
at Amazon for $2.68 each! With free
shipping, of course. Made for a perfect
extra gift to tuck under the tree.
I bought my
oldest a slow cooker for $9.99 at an after Christmas sale in January. It was my very first gift purchase.
I found
stocking stuffers and smaller gifts on clearance in January too. I picked up gloves and socks to put in their
stockings for mere pennies.
My oldest
wanted a new cell phone in the worst way and was saving up to buy one after
Christmas. I found the one she wanted on
sale at ShopKo for $29.99. Since she has
a tendency to drop her phone I added on a two year warranty for $5.
My youngest
wanted a Kindle, but never imagined she would get one because she knows they
are expensive. I bought hers from
Amazon's Black Friday sale for $33.33!
Again with free shipping.
On my
birthday ShopKo gave me a $10 OFF a $10 purchase coupon. I used it to buy two little ceramic baking
dishes with lids for the girls. They
were $4.99 each on sale and with the coupon they were FREE!
Aren't these cute? I bought the red and blue ones for the girls. |
For some of
my friends and co-workers I raided the gift shelf in my closet and pretty much
cleared it out. I made hanging dish
towels and paired them with leftover hand soap I had bought on sale at Bath
& Body Works a couple years ago. The
fabric I used was from my scrap bag and the towels were leftover from a bunch
of dish towels I had made for my Etsy shop.
This year we
didn't buy any new Christmas décor, not even lights. We managed to fix a string of tree lights so
we didn't need to replace any. I made a
couple votives and some quilted table and candle mattes using things I already
had. We did buy two new sets of cookie
cutters on sale at Winco for $1.58 each.
I used a
bunch of Christmas cards my oldest had given me that she had leftover from last
Christmas. I had plenty of cards to send
to our friends and family. I printed our
annual Christmas letter out on stationery a friend gave us when she cleaned out
her home office. I ran a few stamps
short so I did buy a new book of postage stamps. Now I have plenty of stamps left for next
Christmas.
Using items
we already had in our pantry and freezer we baked cookies and desserts,
entertained guests, prepared our holiday meals and enjoyed our lovely annual
tradition - Horse Doover Nite. No mad
dashes to the store for missing ingredients.
We managed to make do with what we had and it all worked out perfectly.
Our
Christmas was the best one to date. They
seem to get better and better each year too.
I sure do hope you had a wonderful Christmas with your family.
Monday, December 26, 2016
Last Week's Thrifty Moves
We were
snowed in for Christmas Eve and Christmas Day.
We managed to stay warm and toasty indoors after shoveling a gob of
snow.
While the
youngest and I were able to clear the driveway and sidewalk the road in front
of our home was impassable. I know because
I watched a couple of my neighbors try it.
Boy did they get upset too! We just
wished them a Merry Christmas and headed back inside.
I didn't do
a whole lot really as we were keeping it pretty low key all week leading up to
the big day. I cooked meals from our
meal plan with things I already had on hand.
In
anticipation of the pending snowstorm I stopped at Fred Meyer on Wednesday evening on the way home from work and picked up
some fresh produce and a couple other items for Christmas dinner. The place was packed but I managed it just
fine.
Hot cocoa with a dollop of whipped cream - Mmmmm |
I picked up
a 50# bag of ice melt at work. With my
employee discount it was dirt cheat at $6.75.
That should hold us through the winter I hope.
I was able
to leave work a couple hours early on Friday to get a jumpstart on the long
weekend.
I made our
traditional Christmas Eve supper of clam chowder, cheddar garlic drop biscuits
and a green salad. It was perfect on a
cold wintery evening after shoveling snow all day.
We shared
stale bread and kitchen scraps with the chickens.
I washed out
a couple Ziploc bags to reuse.
We watched
Christmas movies on Amazon and listened to a lot of Christmas music on Youtube.
This is a lot of snow for us |
That is
really pretty much the sum of it.
How was your
thrifty week?