Wednesday, March 25, 2015

Am I A Cheapskate Or Just Thrifty? Is There a Difference?


I recently came across this article by The Organic Prepper that was shared on facebook.  I had to read it to see how I compared:

Do you enjoy saving a buck more than most people? Do you have a black belt in frugality? Here are 20 surefire signs that you are embracing your cheap side.  How many things on this list apply to you?

1.     You take it as a personal challenge to see how long you can go without spending money. The game is even better if you have a spouse or friend with whom you can compete.

Okay yes, I have had a few "No Spend Months" here and there.

2.        You don’t let food go to waste. You have an ice cream tub in your freezer nearly full of odd bits of leftovers, awaiting their reincarnation into “leftover casserole” or “leftover soup”.

I will save leftover veggies in a small plastic container, but that's usually about it.

3.          It’s physically impossible for you to drive past an interesting-looking garbage pile at the curb during somebody else’s spring cleaning frenzy, much to the dismay of your children. (Although there’s always that one kid who’s excited to dig through the pile with you!)

Nope.  I'm not interested in that activity whatsoever as it leads to clutter and I don't do clutter well.  I have no problem however, with those who do.  In fact, I'm a bit envious of those that find stuff and give it a fabulous makeover.

4.     Your first stop at the grocery store is the “last day of sale” rack in each department. When you get home with your stash, you immediately set to freezing, dehydrating, or canning your inexpensive score.

You know this is true about me.  I am always checking out the markdown bins and racks for rock bottom prices.  My freezer is pretty much filled with meats that were "Reduced For Quick Sale".

5.        Your kid looks at a necklace or pair of earrings at the “cool” store and scoffs, “We could make this.”  Then she puts it back and asks you to take her to the thrift store for items to disassemble for the supplies to make her own accessories.

Guilty.  Both of my girls have said this on more than one occasion.  We have an entire storage tote filled with beads and jewelry making supplies.

6.        You don’t have cable. Your viewing, if you watch television at all, is done via an internet subscription service or even a rabbit ear antenna  on top of the TV.

We don't have cable and we do have an Amazon Prime membership which includes a vast selection of streaming movies and television shows.  We also watch Hulu and PBS online which is free.  Our Roku allows us to watch online programming with our TV.

7.        A day of yard-saling is planned out like a military invasion: you have a Mapquest route of at least a half dozen sales, a thermos full of coffee, a wallet full of small bills, and a list including measurements of all empty spaces in your home that need to be filled, kitchen items you are seeking, books your daughter wants to read, and upcoming birthdays.  Your alarm is set the night before, a blueberry muffin is wrapped up and ready to go on the counter, and your comfy clothes are laid out.

I rarely yard sale but I do look for items on Craigslist and eBay.  I also enjoy shopping thrift stores and antique shops.  I sometimes think I should be better about yard saleing.  Maybe this year?

8.        Before throwing anything in the garbage you take a few seconds to ponder how it might be reused. Then, you either compost it, put it aside for a re-purpose, or you turn it into homemade “log” for your fire.

Yep, I must admit to this one.  I'm an avid composter and recycler.  My goal is to send as little to the landfill as I possibly can.  Haven't made any fire logs, however. J

9.        If something breaks, you try to fix it. If it must be replaced or purchased, you always look for a used version first before doling out the money for a new one.

Of course.  I try to fix it first, if not then I replace it.  I do shop around to find the best quality I can for as little as possible.  Sometimes it's used, sometimes it's new.

10.      You know how to darn socks….and you do it.

Yes.  Moving on.

11.      You have a special super-skinny rubber spatula earmarked just for getting the very last bit of whatever out of jars and bottles in the kitchen.

Doesn't everybody?

12.      You wash and re-use sandwich baggies, and you’ve even rigged up a little drying rack for them beside your sink.

Don't be silly.  It's quart and gallon size and I use a hanger and clothespins and hang them to drip dry over my laundry basket.

13.   You are outraged at the idea of spending $18 on a jug of laundry detergent because you could make a year’s supply for that amount of money.

I wouldn't spend that much on laundry detergent to be sure and I've tried the homemade stuff and didn't care for it.  I just buy it on sale and use coupons to save even more.

14.      You have recently advised your child to cut off that teeny bit of mold on the brick of cheese because the other side is just fine.

Fortunately cheese never lasts long enough in our house to grow mold.  So no on this one.

15.      You don’t carve the Jack-o-Lanterns until the day before Halloween so that you can cook, puree, and can the pumpkin the day after Halloween.

I admit I've thought about it but I don't like to carve jack-o-lanterns and I prefer the little sugar pumpkins.

16.      You know how to repair a plastic clothes hamper by “welding it” with a bread tag and a hot glue gun.

I can neither confirm nor deny…

17.      The dish soap beside your sink is actually 50% dish soap and 50% water.

Not quite but I do rinse out every last bit with warm water before I toss the empty bottle into the recycle bin.

18.  You can’t really understand how other moms spend hundreds of dollars on scrapbooking supplies, when your scrapbooks filled with reclaimed do-dads look just as awesome for mere pennies .

I do buy scrapbooking supplies but I keep the expenses to a minimum.  I am pretty particular about my stuff being archive safe.

19.      The concept of spending $25 dollars or more to get your nails done is as foreign to you as the concept of riding an ostrich around your yard.

True, true, true.  I did it briefly before I had my girls but couldn't quite justify the expense. Especially after figuring out the total annual cost.  I went to the beauty supply store and bought the stuff to do them myself and then it was the realization that I was spending a tremendous amount of time on this little project and it all just seemed too wasteful so I stopped.  Plus I thought the chemical exposure probably wasn’t a good idea either.

Does the list above make you say, “It’s like Daisy knows me!!!”? What are some other signs that you might be a cheapskate? We’ll do a reader’s choice version soon! 

So, how would you rate?





4 comments:

  1. Yep, I'm guilty of quite a few of those statements. But in my defense, my parents and grandparents were frugal too. I guess this means it's genetic. ;)
    Vanessa B

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    1. Well then in that case I guess we just can't help it. :) I think I got it from both of my grandmothers.

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  2. There is a huge difference between being thrifty and being a cheapskate. I think it has to do with making your money go as far as possible, without letting saving money being the entire focus of your life. I read on your blog that you bought new furniture for your house. You bought what you found was a good deal and it is something you and your family will enjoy. That is being thrifty. Being a cheapskate would be having a miserly attitude about a need and refusing to fill it, simply for the sake of hoarding money.

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    1. I agree. I also view being a cheapskate as any action you take to save money that makes others feel uncomfortable or ashamed. One thing my daughter has mentioned is that she finds dumpster diving appalling. While I have no desire to do that myself, and I am fine with the fact that there are those who do, I would definitely take her feelings into consideration.

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