The month of March
started off with a very short paycheck with February having only twenty eight
days. This check was missing two days on
it, but since that happens pretty much every year I was prepared for it. Despite the lower funds it was still plenty
to pay the monthly bills, ahead of their due dates too, and get groceries.
Between paychecks I
received a bonus check. That more than
made up for February being a short month.
I waffled between whether or not to put it in savings or toward my debt
payment goal. After a lot of thought I
decided to put it toward the debt goal and I'm really glad I did. It made a really big impact. Now it looks like I am just a few more months
away from paying it off instead of by year end.
I am getting so excited.
I did manage to make
deposits into my retirement savings including an extra one due to the bonus
check, but nothing into my regular savings account.
At the beginning of
the month I had almost a third of a tank of fuel in the car. I only bought one tank of gas last month.
I was extra careful
with our spending and kept our extra purchases to a minimum. I did "splurge" a bit and picked up
a few clothing items for the girls and new work shoes for me. I strategically used coupons to cut the costs
of these items quite a bit. Needless to
say JC Penney isn't getting rich off of me, I'm afraid. Total spent on shoes and clothes so far this
year comes in around $115.
I did spend a bit
extra on the groceries last month.
Although it was nice to be able to go in and get whatever I liked with a
more liberal budget, the warm fuzzies didn't last long so I'll probably be
going back to my regular budget. After
all these years it's a hard one for me to break out of.
So bills all paid, a
large amount of money put on the debt repayment goal, retirement savings goals
met and a few well priced items of clothing made for what I feel is a very
successful and thrifty month!
Awesome, good job!
ReplyDeleteTania
Thanks Tania!
DeleteSo happy for you.. You are doing a great job.
ReplyDeleteThank you Judy. So close to getting that debt paid off.
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