I am so extremely excited with how last month turned
out. February was fabulous
too and I went into March with a really good feeling I was going to do just as
well, if not better. It was better!! I ended February with my low fuel indicator
light on in the car and $41 left in my checkbook so I decided on that last day
of the month I'd fill up and start March with the needle on F. Good decision too because the next day fuel
prices jumped 10¢ a gallon all across town.
On payday I paid all of our monthly expenses, hit all of my savings goals, set aside a small
amount for groceries and then put everything I had left toward my car. That was a nice big payment, more than I was
expecting to be able to make too.
Yay! Mid month I received my
annual bonus and it was enough to PAY OFF the remaining balance on my car with
money left over. I went ahead and paid
it off in full and pushed the rest toward my emergency fund goal. Then on the 20th I paid the mortgage payment,
hit my savings goals again, made a nice sized payment toward our medical debt
and set aside a little more for groceries.
In spite of everything going on in the world around me I feel like I am
making some serious progress!
Staying under budget on groceries turned out to be much easier than I thought it would be. With everything going on in the world and the
panic over COVID-19 people cleared the shelves so I decided not to be a part of
it. We managed quite nicely with what we
already had on hand and I only needed to make a couple quick runs for dairy, produce
and cat food. We didn't need to do any
other type of shopping either, thankfully.
Until things calm down and we move past this I've put all other non
essential tasks on hold. We can wait to
go to the dentist, get the oil changed on the car and pick up supplies for home
projects. Fortunately I have nothing
dire requiring any immediate attention.
Instead I will focus my attention on other things I can take care of
from home and use up items I already have on hand.
Financially and emotionally I am moving into April with
optimism. As far as everything else goes
it is up in the air. I'll just need to
roll with it and pray for the best. I'm
not going to track the plummeting stock market and my 401(k) right now as I
know it will rebound and I have plenty of time to wait for it to do so. I'm confident we will get through this and
come out on the other end just fine. For
now I will just take things one day at a time.
CONGRATULATIONS!!!!!!!!!!!!! on all your financial successes to date.
ReplyDeleteI hope you have many young readers who are inspired by your plans, baby steps and big steps in hitting targets!
Cheers :-)
Thank you Elle. I really appreciate your encouragement.
DeleteThose are some big financial wins. Congrats!!
ReplyDeleteThank you so much!
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