I started out the month with an extra $99 in my checking
account. Not a bad way to get started,
if you ask me. It was particularly
helpful as my paycheck was minus a day due to February being a shorter
month. Had it not been a leap year it
would have been short two days. That can
make it more of a challenge to get things taken care of. This year though, we had it covered. J
I paid our monthly expenses ahead of their due dates and my
mortgage a full two weeks early. Loving
it, loving it. This month I was blessed
on more than one occasion. The first
blessing came in the form of the opportunity to work a bit of overtime. Normally I try not to work much
overtime. A little here and there is
fine, but as a rule I try not to. This
month, however, it ended up being a work from home situation so I was happy to
give it a whirl and it worked out beautifully.
All overtime earnings were put toward debt repayment.
The other blessing this month was in the form of a bonus
check. I knew I was likely to get one
this month but I had no idea it would be for that much. I nearly cried,
right in front of my boss! That would
have been embarrassing. But the
possibilities this created, holy cow!
Normally I would have put that money straight into savings,
however, since all my savings goals have been met for the year I decided to put
it where it would have the greatest impact.
You guessed it. Debt repayment. Between the overtime and the bonus I was able
to cut the remaining balance in half!
That moved my payoff timeline up another 2 months!! Was there a happy dance going on? Oh yes, there was! J
I did some shopping throughout the month. Some was online and the rest in stores and
thrift stores. I spent a little more
this month than I normally do, but since I rarely just shop for stuff I didn't
feel at all guilty. Everything I bought
was for projects I am working on to get ready for my retirement. Most of what I bought is secondhand, but in
really great condition. I am keeping
track and minding my pennies in the process.
I am super thrilled with how things went last month and super
excited to see what I can accomplish this month.
How in the world have you met your savings goals for the year so soon? Good job!
ReplyDeleteThank you! A nice tax refund. :)
DeleteWhen do you plan on retiring?
ReplyDeleteNot that I'm counting or anything 13 1/2 years, if not sooner (sooner is a real possibility). And I know it will fly by.
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