Friday, June 28, 2019

Wrapping Up A Thrifty June



The first month of summer is already over and we've officially completed the first half of 2019.  Eek!  Time is going by way too fast!  Holy cow!

I began the month with a half tank of fuel in the car leftover from our trip, $40 in my wallet and about the same amount in my checking account as well.  Not a bad start to June really.  Payday was on the 5th so I was able to get all of our monthly bills paid, one of the medical bills that have started to trickle in was paid and groceries were bought.  I made my savings goals and added quite a bit to our emergency fund.  I made the next balloon payment to my daughter's orthodontist early.  It was due on July 1st, but I paid it a few weeks ahead as one, we were there and two, I know we have a bigger bill coming due at that time.


I ordered a Home Depot gift card using some of my credit card rewards point I've accrued.  I used a small part of it to purchase wood to make some new rails for our fence.  We used a fence post I'd bought in April using up the tail end of a gift card the girl's had given me for my birthday last fall.  We completed our fence repair project in two days and with no cost out of pocket.


I earned a $30 Visa gift card by participating in a health screening at work.  All my numbers looked great and I was extra happy about that in addition to getting the gift card.  I try to take advantage of as many of those things as I can.  Free health tests plus gift cards are really nice to get.  I still have the $50 gift card I earned last month by participating in a wellness challenge.  So far I've earned $75 in gift cards this year.


The spring rains blessed us and we didn't have to start watering our lawn until mid June, which is pretty amazing.  I appreciate the extra savings that has been made for us on our water bill.  Along with that we've had fairly mild weather and have managed to keep our home quite comfortable by opening windows and using our box fans this month.  So far no need for our A/C units.


I was extremely mindful of my spending this month.  I didn't do any shopping for clothing and I only made two trips to the grocery store.  Most of my groceries I bought were either on sale or marked down for quick sale so I was able to get a lot of groceries for not a lot of money.  I was over budget by $10 on groceries, but under budget by $15 on nonfood items so it was a wash and I'm pretty happy with how that all worked out.


I did use some of my pocket money to purchase chocolate for all of us and a nice bouquet of flowers which we enjoyed immensely.  We used some of our dining and entertainment budget to pick up a few picnic items for a spur of the moment day trip we went on and our $10 state parks pass got us into the park so no extra money was spent there.  Simple thrifty choices added up to a very nice month and I'm excited to see what we can accomplish in July.



Thursday, June 27, 2019

My Grocery Budget 2019 - March Update



I didn't do a whole lot of grocery shopping in April and May which is evidenced by my pantry and freezers right now.  But I'm totally okay with it.  To be honest my pantry was overloaded and both freezers were incredibly full.  With a chest freezer in our garage in need of defrosting we needed to use up what we already had in order to make that happen this summer.  I'm hoping to defrost over the 4th of July weekend and it looks like it just may work out.  It is getting thin in there.

My first shop of the month was a pretty good sized one

This month I did two big shops.  One at the beginning of the month and one at the halfway point.  That was more than enough too.  You will notice from my list that I bought a lot of meat and mostly produce and a little dairy.  Prices on meat this month were pretty darn good and I took advantage of a markdown bin at Albertsons mid-month that had a lot of really nice selections in it.

Plenty of fresh produce

The only nonfood items I purchased this month was a bag of cat food and a jug of fabric softener from the dollar store.  That total came in at $9.99 out of my $25 nonfood budget so plenty leftover.

Meat & cheese

Not surprising, my total was slightly higher than what I typically try to shoot for, but not bad either considering I stocked up on some meat and it will carry us into the next month with no problem.  Here is the food I bought this month:
   
More meats, some shrimp & cheese


Groceries
 $$$
Bratwurst patties
           2.97
Wal-Mart

Angus patties - 15ct
         15.68
Wal-Mart

NY Strip steak
         12.36
Wal-Mart

Ribeye steak
         14.53
Wal-Mart

Breakfast sausage links
           2.97
Wal-Mart

Italian sausages
           3.28
Wal-Mart

Shrimp
           5.99
Wal-Mart

Meatballs
           5.65
Wal-Mart

Cheese slices
           3.33
Wal-Mart

Colby Jack
           2.79
Wal-Mart

Cream (2)
           6.76
Wal-Mart

Yogurt (2)
           7.06
Wal-Mart

Yogurt (2)
           3.96
Wal-Mart

Lettuce (2)
           1.96
Wal-Mart

Coleslaw mix
           1.49
Wal-Mart

Cucumber
           0.62
Wal-Mart

Avocados (2)
           2.58
Wal-Mart

Carrots
           0.99
Wal-Mart

Chiles adobo
           0.98
Wal-Mart

Canned tomatoes
           0.45
Wal-Mart

Salsa
           0.98
Wal-Mart

Apple juice (2)
           1.98
Digital Coupon
Albertsons

Grapes
           1.89
Sale
Albertsons

Asparagus
           1.91
Sale
Albertsons

Bananas
           0.83
Albertsons

T-bone steaks
         22.82
Sale
Albertsons

Breakfast sausage links
           2.99
Sale
Albertsons

Steak
           5.24
Markdown
Albertsons

Steak
           6.35
Markdown
Albertsons

Steak
           5.69
Markdown
Albertsons

Pork loin roast
           3.38
Markdown
Albertsons

Cream (2)
           6.76
Wal-Mart

Pudding (4)
           2.00
Wal-Mart

Lettuce
           0.98
Wal-Mart

Total
       160.20

My second shop for the month

$160.20 ÷ 30 days ÷3 people = $1.78 per person per day!

Father's Day T-bones

Not too shabby, if I do say so myself.  Did you come across any wonderful bargains or sales?  Any items you stocked up on or need too?


This budget month runs from June 1 through June 30


Tuesday, June 25, 2019

A Little Day Trip



I'm not one who is big on spur of the moment.  I love to plan and plan well in advance so no detail is overlooked.  Last minute is really not my thing at all.


I surprised myself and my girls with a last minute day trip to McCall this past Saturday.  Ponderosa State Park to be exact.


I'm so very happy I did too, because we had a wonderful day together.



We went on a long hike along the lake.


Saw loads of wildlife.



Breathed fresh air.


Enjoyed beautiful scenery.


Spent time some quality time together.



Stepping outside my comfort zone was a very good idea.


Monday, June 24, 2019

Last Week's Thrifty Moves



Sunday morning I was up bright and early and headed off to run a few errands.  First stop was to drop off our glass recycling in the big bin at our neighborhood Albertson's before going in to pick up groceries.  All items I bought were on sale or markdown so I was able to keep my spending low on my second shopping trip of the month.


With groceries in the truck I was off to Home Depot with gift card in hand to pick up three rails for our fence post project.  Once home I put away the groceries and puttered around the house a little bit before fixing a delicious Sunday brunch of Keto blueberry waffles and sausage links.


It was Father's day and my girls surprised me with the biggest card I have ever received as well as some really nice little gifts.  After breakfast we headed outside to finish putting our fence back together.  We grilled T-bone steaks on our charcoal BBQ and I have to tell you we are seriously enjoying having that out on our deck along with the grilling station which is ever so handy.  The girls made the day extra special for me and I really appreciated it.


Monday I pulled a ginormous pot roast out of the deep freeze and let it thaw in the refrigerator.  Wednesday morning I seasoned it and put it in my largest slow cooker to cook all day.  We enjoyed roast beef several times throughout the week.


My youngest had dance team camp on Monday and Tuesday.  My oldest dropped her off in the mornings and I picked her up after work which worked out wonderfully.  The rest of the week was pretty quiet and I was able to go home from work each night and relax.  That was really nice!

My Sunday grocery haul

Saturday my oldest didn't have to work and we didn't have any plans except to do chores.  Instead, we packed a picnic lunch, jumped in the car and spent the entire day having fun.  I will share more about that with you all tomorrow.  Sometimes you just need to seize the day and make it your own.


I worked a small amount of overtime, every little bit helps.

We watched more movies my daughter checked out from the library.

I washed out a couple two gallon Ziploc bags to reuse.


Some of the 15 Minute Chores I accomplished to keep my home in order:

Laundry Room & Half Bathroom - vacuumed floors, cleaned sink & toilet.  Daily swish & swipe.

Dining Room - vacuumed floor, wiped down table & chairs.

Kitchen -  vacuumed floor, cleaned microwave and appliances.

Bedrooms & Main Bathroom - vacuumed & dusted.  My oldest cleaned the bathroom.  Daily swish & swipe.

Other - only two loads of laundry, vacuumed & dusted living room, hallway & entry, Swept front porch.

How was your thrifty week?



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