If you are thinking that the year is already three quarters of the way done and you don't have time to meet your goals this year, your are mistaken. Three months is still plenty of time to complete a goal or make a big dent in one. Don't put off getting started and don't give up.
I cannot stress to you enough how good it feels or how empowering it is when you make progress. Progress is what fuels us to keep going and if we keep going eventually we get it done. Goal accomplished.
If you have debt, get rid of it. No matter how large or small, it is important to eliminate debt from your life. And keep it away. There is nothing more liberating than to be debt free. And there is nothing that soothes the psyche quite like the knowledge that no matter what happens you'll be okay.
So there is still plenty of time. What will you be working on?
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