Here we are again! Can you believe how quickly October flew
right by. Mercy!
I began the month
with $16 in my checking account and about that much cash in my wallet so not
too shabby. Pay day was on the fifth so
I was able to get all of our monthly bills paid ahead of their due dates and
mid month I paid our mortgage three weeks ahead. I made my planned savings contributions and a double payment on my PayPal account (carpet) as
well. What remained after all of that
was used for groceries, dining out, a trip to dollar movie night at our
neighborhood cinema, tickets for band competition, stocking up and some birthday gifts.
I did pretty well
stocking up the pantry last month with items for holiday baking as well as
filling in with items we were running low on.
I took advantage of sales and added digital and paper coupons everywhere
I could to purchase those items at the lowest possible cost.
I used coupons at
Bath & Body Works to obtain a free item for my gift bin as well as a
discounted item. Both will make nice
gifts for someone on my list. I did a
lot of no and low cost little projects around the house as well as in the gift
making department. I was also able to
wrap a bunch of gifts using supplies I already had.
It was also the
month where I stock up for winter making sure all of our animals are well
provided for. We had plenty of pine
bedding for the coop and in September I had bought 50# of scratch grains. Last month I added two 50# bags of lay
pellets that should get them through the coldest months until spring. I also bought two large bags of dry cat food
to put up in the garage. In August we
put in a really good supply of Timothy hay and pellets for the bunny so she is
all set. Our pantry and both freezers
are full so we are all set too. No one
is going to starve around here.
The biggest
expenditure for October was to book our family vacation which is a trip to
Disneyland in 2019. We are ever excited
and can hardly wait to go. I put all of
it on my credit card in order to receive the rewards points first and will pay
that amount off with money from my savings account when the bill comes
due. It was a lot of work to save up
that money, but definitely well worth it.
November will be
challenging for me as we have two birthdays, Thanksgiving, Christmas up ahead
and two annual bills that come due every year. But as always, I'm up for the challenge and
feel fairly confident I can pull it off.
At least I hope so anyway.
I have no doubt that you will manage easily... you are so good at this!
ReplyDeleteThank you!!! I think so too. ;)
DeleteWhat a great job of stashing for the winter, both for the humans and the critters. I hope the weather will be kind to you and you have a fantastic November. Time is flying faster and faster.
ReplyDeleteAnd you have a wedding coming up this month. Can you believe it is that time already? Wish you all the best with that.
DeleteI know you will be fine.
ReplyDeleteThanks Lee Ann. It will be tight, but doable.
DeleteSounds like a great month! You did really well. We paid our property taxes in October, which is a huge budget killer. We're saving up for the second half, which is due in February.
ReplyDeleteOurs are due in December and again in June. It's always something, isn't it?
DeleteI like your pumpkin assortment. I am a fan of pumpkins as well. I've got that same set of ceramic pumpkins you bought. You're going to enjoy those. I put mine on the fireplace mantel with some other pumpkins and some faux fall leaves with lights. So pretty! Always enjoy reading your posts!
ReplyDeleteYou have the same ones? Yay! I put mine on my fireplace as well. Great minds, you and I! Enjoy!
Delete