I ended the month of November with about $15 left in the ol' checking account. I also had some cash in my wallet leftover from our vacation. I was pretty darn pleased about that. Once payday came on the 5th I was able to pay all of our monthly bills well ahead of their due dates and I was pretty darn pleased about that as well.
In the second week of December my boss informed me I was to receive a cost of living wage increase. Yippeee!! After a couple of days spent thinking about it I decided to put that entire amount into my 401(k) account for retirement. I don't need the increase in income so it makes much more sense for me to put it into my retirement account and allow it to build there.