July turned out to be a terrific month for us. Financially as well. I just can't believe how quickly it went.
I began our month by paying all of our monthly bills and expenses ahead of schedule. I earmarked a little extra for some grocery stocking and was able to get our freezer filled with meat as well as a few pantry items. Although I'm over budget on groceries this month I know in the coming months I'll be spending less and eventually it all evens itself out.
I kept our spending in check by shopping for the items we needed when they were on sale and by using a lot of coupons to keep the costs low. I was able to get my youngest two pair of shoes for school on clearance for only $45, a pair of pants for her school uniform on Amazon for $15 (free shipping), and a few school supplies dirt cheap. I also dyed some polo shirts rather than replacing them.
My biggest spending was $100 I spent at JoAnn fabrics, which for me is a huge amount, but I also had a huge list. I took advantage of their big sale over the holiday weekend and use coupons to save even more. As a result I was able to get everything on my list within my budget. That made me really happy. I have been in project mode ever since.
I made a large payment on my debt elimination goal. I also transferred the remainder of my business debt to a zero interest account which will help me to move up my timeline and pay it off even faster. When it comes to paying off debt I do find myself getting impatient. The sooner the better to get rid of that stuff. J