I began the month with $16 extra dollars left and my first paycheck had 6 hours of overtime on it. I used some of my overtime earnings to pay off my JC Penney bill from our little shopping trip last month. No interest had accumulated, which is always my goal when I use that card.
All the monthly bills were paid ahead of their due dates. Our mortgage was paid over two weeks ahead. I made a good sized payment toward my debt elimination goal. I made my regular contribution to my retirement account and I also added some more to my savings account.
At the beginning of the month I spent $75 to round out the girl's summer wardrobes as well as purchasing a few things for them to wear to school in the fall. All of the things we bought were on clearance or on sale. I was super excited to find four pair of blue jeans and pay only $5.99 each. I also spent $25 for two laundry hampers for their bedrooms. They too were on clearance. Wire frames and heavy duty woven fabric instead of wicker or straw. I think they will really hold up nicely.
After that shopping trip, I worked to keep the spending to a minimum. I still needed to renew my oldest's cell phone service and get the plates renewed on our truck. I went over a bit on our grocery budget, but the rest of my overtime pay covered it perfectly.
The best news was that I got a sizeable raise in pay that I was totally not expecting. I went back and crunched the numbers and this will have quite an impact on our financial future and my retirement plans. What a blessing!
So with June under my belt I am ready to see how thrifty I can be in July. I'm feeling pretty optimistic.