Friday, July 31, 2020

Wrapping Up A Thrifty July


At the beginning of July I had half a tank of fuel in my car, a third of a tank in my truck and a total of $45 in my checking account and purse.  Not a bad way to end one month and begin another really.  When payday rolled around on the 5th I put the bulk of that check into savings and decided to top off my truck.  I kept a little bit out for other miscellaneous expenses.  On the 20th, when I got paid again, I made my mortgage payment with extra principal well ahead of schedule and paid my bills.  I also bought some groceries.

 


We managed a family road trip in spite of a pandemic by tossing some food and camp gear into our car, topping off the fuel tank and heading about two and a half hours north into the woods.  We spent $20 in campground fees for a five day, four night stay, went into town for ice cream and picked up a souvenior cup and decal for the motorhome as well as a bag of ice at the little store.  Total spending for that trip ended up at less than $60.

 


During the first half of the month I worked a lot on my motorhome renovation projects and kept those costs for supplies relatively low.  I used a lot of items I already had on hand and shopped around for best prices on the items I needed to purchase such as painters tape, a new license plate light and bulbs for the taillights.

 


I did most of my grocery shopping and prepper pantry shopping at the end of the month and stayed within my budget in doing so.  We also got my daughter ready to head off to school next month with an afternoon of back-to-school shopping.  By shopping sales, clearance racks, markdown bins, coupons, digital coupons and even a $50 gift card I was able to acquire quite a bit with not a lot of money out of pocket.

 

Making progress


Financially July was pretty amazing.  I majorly hit all of my savings goals, paid my bills ahead of schedule including the power bill for August which is already paid with extra money I had leftover at the end of the month.  We went on vacation and I worked on my motorhome ticking more items off my To-Do list.  July was a very good month and I am expecting August to be even better!

 


8 comments:

  1. Great work! It's always inspiring to hear how you are accomplishing awesome goals with minimal spending.

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  2. Attagirl. Slow and steady wins the race!

    You have probably already done this... but your girls are old enough now to be acquainted with your finances, if something happens to you. Have you shown them where you keep your accounts listed, your will, home and vehicle deeds, etc. and explained what you'd like to have happen, in case of something happening?

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    Replies
    1. Thank you Cindy.

      I talk about it in this post: http://thriftymominboise.blogspot.com/2017/01/organizing-my-important-papers-binder.html

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  3. Love reading your blog posts. You accomplish so much! I bought the digital canner like the one you have and I LOVE it. Our garden is producing and I've been canning and filling the shelves. Thank you for telling us about it.

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  4. July was a great month for me. No surprised expenditures and only used cash on hand. August should be even better.

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