I started out the month with an extra $99 in my checking account. Not a bad way to get started, if you ask me. It was particularly helpful as my paycheck was minus a day due to February being a shorter month. Had it not been a leap year it would have been short two days. That can make it more of a challenge to get things taken care of. This year though, we had it covered. J
I paid our monthly expenses ahead of their due dates and my mortgage a full two weeks early. Loving it, loving it. This month I was blessed on more than one occasion. The first blessing came in the form of the opportunity to work a bit of overtime. Normally I try not to work much overtime. A little here and there is fine, but as a rule I try not to. This month, however, it ended up being a work from home situation so I was happy to give it a whirl and it worked out beautifully. All overtime earnings were put toward debt repayment.
The other blessing this month was in the form of a bonus check. I knew I was likely to get one this month but I had no idea it would be for that much. I nearly cried, right in front of my boss! That would have been embarrassing. But the possibilities this created, holy cow!
Normally I would have put that money straight into savings, however, since all my savings goals have been met for the year I decided to put it where it would have the greatest impact. You guessed it. Debt repayment. Between the overtime and the bonus I was able to cut the remaining balance in half! That moved my payoff timeline up another 2 months!! Was there a happy dance going on? Oh yes, there was! J
I did some shopping throughout the month. Some was online and the rest in stores and thrift stores. I spent a little more this month than I normally do, but since I rarely just shop for stuff I didn't feel at all guilty. Everything I bought was for projects I am working on to get ready for my retirement. Most of what I bought is secondhand, but in really great condition. I am keeping track and minding my pennies in the process.
I am super thrilled with how things went last month and super excited to see what I can accomplish this month.