I've made a monumental decision recently. After a lot of discussion with my family and my closest friends I decided that purchasing another home to retire in probably isn't the best thing for me to do. There are a number of reasons why I have come to this conclusion, not the least of which is my health (it irritates me that that even has to be a consideration right now) and quality of life.
In purchasing a home I know that I will be completely tied to that home for the duration. I would spend the next ten years renovating it and getting it ready for my retirement years as well as working like a dog to get it completely paid off before my retirement date. All of my spare time outside of work and my current home would be spent on this endeavor.
I also know myself well enough too that once I did retire, despite my desires to travel, I'd always be worried about my home while I was away. So I probably wouldn't take as many trips as I would like. As time went on I'd probably become a complete homebody. I know this because I already have these tendencies. I worry about things while I'm away.
My heart's desire has always been, ever since I was in my twenties, to own an RV and travel around the U.S. I've always wanted to live in one full time and for awhile I did that, just a few years ago. For the most part I really enjoyed that, except for the fact that there was no travel during that time. It really taught me a lot about what that kind of a lifestyle would be like.
My children are going to grow up and do their own thing, as it should be. There is a really good chance that neither one of them will end up staying in Boise. The girls were actually worried about me being here alone and how that would make me sad, bless their hearts. I've assured them that regardless of what they choose to do, Mom will be just fine. They have to live their lives.
So when I started talking about retiring into an RV everyone within my circle was extremely supportive of that decision. They all know me well enough to know that I'd be completely happy and content in a tiny home on wheels that would allow me to move with the seasons and seek out warmer weather. I could also visit my kids regardless of where they settle.
When I came to this conclusion the RV goal quickly shifted from being a "want" item over to a "need" item. Now granted, I didn't need one right now, but when the opportunity presents itself and you can afford to do it, then you do it. Right?
After crunching the numbers to see how this decision would impact me financially, as you can imagine, it made quite a difference. For one thing I'll be able to retire with a lot more money. But what really surprised me was that I could retire at 62 if I choose rather than needing to wait until 65. Possibly even earlier. Wow!
So now you know more of what really spurned me to make my purchase of Miss Laverne. Stay tuned for how we plan to make her into my retirement home. It is going to be a really fun ride!
Pun totally intended.